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Helping you get the keys to your new home and a good deal on your mortgage...
Buying your new home is exciting. We know you can’t wait to move in. You’re looking at paint charts and think about where you will sit and have breakfast.
But we also know the path to your new front door includes saving for a deposit, comparing mortgager deals, paperwork and conversations you’ve never had before with estate agents, solicitors and mortgage lenders.
We’re here to make arriving at your new home easier. We will take you through the process step by step and once you’re in your new home we’ll still be here for you when its time to move to a new deal.
Meet the team
Neezam Romjon
Mortgage & Protection Advisor
What’s the best advice you’ve ever received?
I can’t always control what happens, but I can control my attitude. By choosing a positive outlook, even tough situations can bring something good. It’s not about ignoring the negatives, but finding the silver lining.
What’s one thing you never start your day without?
My day kicks off with a homemade espresso and breakfast with my wife and 2 children. It usually ends with us all trying to dodge the porridge my son throws about!
What’s your guilty pleasure?
Rewatching UK comedy programmes, notably The Office, Peep Show and Alan Partridge. They are unbeatable!
If your job had a tagline, what would it be?
Always giving every task 100%, even the small ones.
What’s your workplace alter ego?
The Connector – enjoys building relationships and fostering collaboration.
If you could swap roles with anyone for a day, who would it be?
Probably Ringo Starr, in the mid-1960s. I’d love to have experienced a day in the life of a Beatle and as he’s my least favourite, I’d love to swap with him, so I get to hang out with the other 3… no offence Ringo!
What is a fun fact about you?
I spent a year backpacking around the world in my early twenties. It opened my eyes to different ways of life and taught me that even the ability to travel is a privilege. I’ve been lucky enough to have visited over 35 countries and have plenty more on the list I’d still love to see!
Lee Gathercole
Mortgage & Protection Advisor
What’s the best advice you’ve ever received?
Hard work will always pay off – I’ve always believed that dedication and perseverance are the keys to success. Whether it’s in my career, personal goals, or even supporting Norwich City, putting in the effort consistently has always led to rewarding outcomes- —well, maybe not the Norwich City part!
What’s one thing you never start your day without?
My mornings are a blend of caffeine and cardio. A latte kick-starts my day, and a 5k or 10k run keeps me energised and focused. It’s my way of setting a positive tone for the day ahead
What’s your guilty pleasure?
I can’t resist a bit of drama on Netflix. Shows like Selling Sunset are my go-to for unwinding. There’s something about the mix of glamour and chaos that makes for perfect escapism.”
If your job had a tagline, what would it be?
“Turning challenges into opportunities, every single day.”
“In my role, I thrive on tackling obstacles head-on and finding innovative solutions. It’s all about seeing potential where others see problems.
What’s your workplace alter ego?
Problem Sover – In my role, I’m known for my ability to tackle obstacles head-on and find innovative solutions. Whether it’s a complex project or a tight deadline, I approach every challenge with a positive attitude and a determination to succeed
If you could swap roles with anyone for a day, who would it be?
As a lifelong football fan, I’d love to experience the inner workings of a football club. The decisions, the strategy, and the passion behind the scenes would be fascinating to witness first hand.
What is a fun fact about you?
I hold a computer science degree, which adds a unique blend of technical expertise to my strategic thinking. I’m also a tech and gadget enthusiast, always eager to explore the latest innovations.
Siana Rawlings
Head of Operations & GrowthWhat’s the best advice you’ve ever received?
“Be impatient with action, patient with results.” It stuck with me because my role, momentum matters – but so does staying the course. Tiny steps forward, taken consistently, create big impact over time.
What’s one thing you never start your day without?
A soya latte (with extra sugar) and some instrumental piano or violin music to set the tone. My mornings begin before 5am, giving me some quiet before the world wakes up. In winter, you’ll catch me warming up by the office radiator. In summer, a few minutes outside listen to the birds as the sun comes up by the river helps me reset.
What’s your guilty pleasure?
Spreadsheets. Formulas. Pivot tables. There’s something oddly thrilling about getting them to do exactly what I want—especially when the data sings back perfectly. It’s basically Excel therapy.
If your job had a tagline, what would it be?
“Turning strategy into action, one department at a time.” From marketing to HR, sales to safety – growth is a team sport, and I’m a calm and positive presence, guiding every section into sync.
What’s your workplace alter ego?
The Silent Accelerator – working quietly behind the scenes, making systems smarter, faster, and smoother. You might not see the engine, but you’ll feel the acceleration.
If you could swap roles with anyone for a day, who would it be?
An F1 pit wall strategist. The speed, the precision, the data-led decisions under pressure—it’s the ultimate blend of operations and adrenaline.
What is a fun fact about you?
I play seven instruments, but my favourite is when I’m playing “Fleur de Lys” on piano. There’s something about its quiet strength and precision that just makes sense to me.
Abbie Sanders
PA
What’s the best advice you’ve ever received?
Don’t sweat the petty things and don’t pet the sweaty things.
What’s one thing you never start your day without?
A cup of tea and a country song
What’s your guilty pleasure?
Chicken nuggets with melted cheese on top…
If your job had a tagline, what would it be?
Securing people’s futures, one home at a time
What’s your workplace alter ego?
The Diplomat – Smooth, tactful, and always finds the perfect balance in tricky situations.
If you could swap roles with anyone for a day, who would it be?
Someone who lives in Italy and gets to eat pizza & pasta every day!
What is a fun fact about you?
In 2024 I received my degree in Early Childhood.
Hassan Hanif
Mortgage & Protection Advisor
What’s the best advice you’ve ever received?
Work hard and stay humble
What’s one thing you never start your day without?
A mini reflection through visualisation
What’s your guilty pleasure?
Rewatching old sitcoms
If your job had a tagline, what would it be?
Making sense of mortgages so you don’t have to
What’s your workplace alter ego?
Zen Master – calm, collected and keeping things cool
If you could swap roles with anyone for a day, who would it be?
Virgil Van Dijk, calm as you like and bet he smells great
What is a fun fact about you?
I’m a massive football fanatic #YNWA
Jo Ellis
PA
What’s the best advice you’ve ever received?
Help others the way you’d want to be helped because good vibes always come back around! 😊
What’s one thing you never start your day without?
Coffee! Milk & 1 sugar, and I’m ready to take on the day.
What’s your guilty pleasure?
Finding the perfect GIF to reply to any and all messages, it’s an art form!
If your job had a tagline, what would it be?
PA by title, admin maestro by nature – keeping advisors organised and on track, one document at a time!
What’s your workplace alter ego?
The Deadline Defender – Keeping mortgage applications on track and moving forward
If you could swap roles with anyone for a day, who would it be?
I wouldn’t pick just one person – I’d be a lady that lunches! Think long, leisurely meals, fabulous company, and absolutely no admin. Sounds like the dream!
What is a fun fact about you?
I have a degree in Musical Theatre and have performed on a West End stage so multitasking under pressure is basically second nature! Whether it’s nailing my cues on stage or keeping advisors and the paperwork organised behind the scenes, I always ensure everything runs like a well-rehearsed performance!
Lisa Cockman
PA
What’s the best advice you’ve ever received?
“If you speak, you are just repeating what you know, if you listen, you’re learning something new” Dali Lama
What’s one thing you never start your day without?
Kissing my Cockapoo Willow, then my husband—priorities are priorities.
What’s your guilty pleasure?
My guilty pleasure? Getting lost in Rightmove listings and comparing house prices like it’s a competitive sport.
If your job had a tagline, what would it be?
Turning stress into smiles.
What’s your workplace alter ego?
The Compass – A steady guide through chaos, always pointing others back to what matters.
If you could swap roles with anyone for a day, who would it be?
I’d trade places with a Serengeti safari guide – tracking the Big Five, swapping stories under the African sun. Always been a dream of mine…
What is a fun fact about you?
Bit of a travel addict—I’ve explored over 39 countries and still haven’t lost the thrill.
Rhys Mayhew
Mortgage & Protection Advisor
What’s the best advice you’ve ever received?
Sometimes the end goal feels impossible, but as long as you can see the next step, just take it.
What’s one thing you never start your day without?
I never start my day without breakfast, a quick workout and a cold shower as it helps me stay sharp and focused.
What’s your guilty pleasure?
Booking my next trip to explore somewhere new as soon as I get back from the last one.
If your job had a tagline, what would it be?
Never giving up because one more push could get you over the line.
What’s your workplace alter ego?
The Ticker-Offer – turning the complex into clear, actionable steps and ticking them off with ease.
If you could swap roles with anyone for a day, who would it be?
The Luton Town manager. I’d love to step into the pressure, make tactical calls and guide the team when it matters most.
What is a fun fact about you?
I lived in Rio de Janeiro, Brazil, for six months and taught English at Project Povoada, a community initiative focused on promoting education in the favelas to children who need it most.
We give you mortgage advice. Plain and simple.
We are mortgage experts.
We pride ourselves in our expertise in the mortgage market and our strong banking relationships ensure high success rates.
We are school friends who were reunited when Neezam applied for a job at the same mortgage brokerage Lee was working for. We had both been working in financial services for several years and often talked about what we would do if we created our own mortgage and protection brokerage.
We realised that we shared a vision and that our values were also very similar. We want to help people prepare for buying their own home, at a much earlier stage. We kept seeing the same issues which could have been avoided if homebuyers had been given the advice they needed, much sooner.
Buying a house is exciting! We love seeing people move into their dream home.
We’re Peterborough born and bred and wanted to help people in our home city. We created Rebus to give first time buyers the knowledge they need to get the keys to their own home, without falling into the same traps as many others.
*”Rebus” was our project name for our business while we were in the early stages of setting up. Lee came across ‘rebus’ when he was Googling Latin words and it stuck. It means ‘affairs’, as in, we will help you get your affairs in order!
Frequently Asked Questions
If you were going to buy a sandwich, would you go to a shop which only sold cheese sandwiches or would you go somewhere with a range of different fillings, which could also cater for vegans and provide gluten free options?
It’s the same when you are looking for a mortgage. You might need a specialist product or someone to guide you. Perhaps you are self-employed. We will help you find the mortgage most suited to your needs and give you all the information you need to make a decision. By asking us to find your mortgage deal, you are widening your options..
Your current mortgage is the one that suited you when you moved into your home. Now you are looking for a new property, or have found one, it’s a good time to look at whether it is still a good product for you. Interest rates change. Your income might have changed. So might your outgoings. What was right for you 12 months ago, 5 years ago, or even longer, may not be a good fit for you now.
Come and have a chat about your new home and your finances and we will see if we can save you money.
We always recommend regularly reviewing your mortgage. It could save you thousands of pounds. Come and have a chat with us and we will look at your options.
When you become a Rebus customer, for as long as you have got a mortgage we will be here to check your mortgage is working for you. We will contact you with plenty of time before your fixed rate ends to switch you over to a new deal either with the same lender or a more competitive one.
Yes we can. Sometimes your existing lender isn’t able to give you the mortgage you need. Don’t worry – we can help you find a more suitable lender for your circumstances. We will go through your finances with you and the details of your purchase and search an extensive panel of lenders on your behalf.
Remortgaging your property is a good opportunity to look at whether you could change your mortgage term. This is how many years it will take you to pay off your mortgage. You might want to extend it to reduce your monthly payments, or reduce it to pay your mortgage off more quickly and pay less interest. We will talk to you about the options and assess the affordability of this for you.
We know life doesn’t always go as planned…
Between us, we’ve wasted a degree, left a secure job to go backpacking for a year and tried one career path, only to find ourselves on another. These are things which some people would consider negative, but we know that this is all part of living your life.
Travelling the world was a lifetime ambition for Neezam. He visited to China, Thailand, Vietnam, Australia, New Zealand, Hawaii and across mainland USA. It gave him valuable life experience and helped him to further develop his understanding of different cultures.
Lee achieved a computer science degree! Whilst at University, he was looking for a job and a friend who worked for a financial broker invited him to design their website. There wasn’t enough work to keep Lee occupied so he started reading the mortgage text books lying around the office. He got qualified and stayed on at the firm as a mortgage broker.
These things weren’t planned, but they haven’t stopped us buying our own home and have led us to running our own business together. So if there is something in your past you think might be a barrier or an issue on your credit report you need help working through, come and talk to us.
How we work...
Our team is available to talk online, on the phone, at our office, or at a location in Peterborough that suits you.
You will have a strategy conversation with us to begin with so that we know your circumstances.
You might have put an offer in on a property, you might be starting to save for a deposit, or your current mortgage might be coming to an end and you need to find a new deal. We’ll talk you through everything and answer any questions you have.
Then you will get an email letting you know exactly how much you can borrow, what the rates are, what your payments are going to be, and what fees you’ll need to budget for. We will also tell you what documents you need to supply. You will be able to upload these to our online portal where you can see everything about your mortgage application in one place.
We’ll also have a chat about how you will pay your mortgage if something happened to you or your income.
Once you’ve chosen a mortgage, your dedicated PA will keep you informed every step of the way about how your application is progressing. They will also check in with your solicitor to make sure your purchase is on track.
When your mortgage deal is coming to an end, we’ll be in touch to find you a new one so you are not paying more than you need to.