Move with confidence

We'll guide you through the mortgage process to get the keys to your next home.

Don't just take our word for it

Moving home?

We’ll help you move your mortgage and make sure it suits you as well as your new home.

Moving house is stressful and the last thing you want is to be worried about your mortgage. 

You might not have looked at mortgages for a while, or you might find the whole subject confusing. Don’t worry. Whether you are moving down the street, across the country, downsizing, or getting a bigger place, we’ll guide you through the process.

Talk to us about your house move and finances and we will find you a mortgage which suits your needs, or help you to transfer your mortgage if appropriate. We’re mortgage experts who want to get you a good deal and can answer all your questions.

We can help if you want to:

We can help if you:

Book a call with us today we’ll make the financial side of moving home go smoothly

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

Frequently asked questions

Most frequent questions from first time homebuyers

I’ve already got a mortgage, why do I need to talk to you ?

Your current mortgage is the one that suited you when you moved into your home. Now you are looking for a new property, or have found one, it’s a good time to look at whether it is still a good product for you. Interest rates change. Your income might have changed. So might your outgoings. What was right for you 12 months ago, 5 years ago, or even longer, may not be a good fit for you now.

Come and have a chat about your new home and your finances and we will see if we can save you money.

Can my mortgage move to my new property ?

You can move most mortgages from one property to another, subject to application. It might not be the best option for you though. We will look at whether it is cheaper for you to port your mortgage or to pay any early repayment charges and get a new deal. Have a chat with us to see what your options are.

How much will it cost me to move home ?

The cost of moving home varies. You will need to budget for estate agent fees, solicitor fees for both selling your property and buying your new one, stamp duty and mortgage-related fees. We will go through all these with you so you know what you can expect to pay.

Can I switch lender ?

You can switch lender but be aware you might be charged a penalty for redeeming your product early. This might still work out cheaper for you than staying put.

It’s our job to identify products for you and make a recommendation. If your existing lender is the cheapest, we will recommend you stay with them. If not, we will review your options from our panel of lenders and find you a better deal.

I can’t borrow what I need from my current lender, can you help ?

Yes we can. Sometimes your existing lender isn’t able to give you the mortgage you need. Don’t worry – we can help you find a more suitable lender for your circumstances. We will go through your finances with you and the details of your purchase and search our panel of lenders on your behalf.

Can I change the term of my mortgage ?

Moving house is a good time to look at whether you would like to change your mortgage term. This is how many years it will take you to pay off your mortgage. You might be able to extend or shorten it, depending on whether you would like to pay less each month, or increase your payments to reduce the amount of interest you pay and pay the loan off more quickly. It all depends on your budget. 

We will go through the costs and options with you and recommend the shortest term within your budget.

" We do all the hard work of finding the deals and following up with lenders, leaving you free to plan for moving day "

Move smoothly! Book a Discovery Call with us.

Wherever you are in the process of moving house, we can help you make sense of your mortgage options and find you a suitable deal.

During a “Discovery Call” we will go through what you are looking to buy, your circumstances, and see what you need.

It is also your opportunity to ask us your mortgage questions.

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What you get...

to moving in to your home...

1. Discovery Call

We will have a chat with you with you to say hello, get to know you and assess your needs. After this you will get an email setting everything out and letting you know what you need to do next.

2. Research

We get to work finding a suitable mortgage deal from our panel of over 50 lenders. We will assess your circumstances and understand your future plans to recommend a suitable mortgage product that works for you. 

3. Mortgage Application

We walk you through your mortgage application. We will fill the forms out for you and double check them in our office to make sure all the information is correct before it is sent to the lender.

4. Mortgage Approved

Once your application has been approved, we will stay with you, making sure your purchase is on track. Our fee is payable when the lender has approved your application.

5. Relax

We will chase up your solicitor and estate agent for you so you know everything is in hand, leaving you free to think about where your furniture is going to go and plan the decorating.

Contacts

Say "Hello"

01733 794 472

hello@rebusfs.com

Our promise to you

We will guide you and recommend a suitable mortgage based on your circumstances and goals.

We will always do what we say we’ll do: if we say we’ll call, we will.

We will always keep you in the loop with regular updates about your mortgage.

We will carry out checks throughout the process to ensure we give you the best chance of securing a mortgage.

We will help you understand what insurance you’ll need to ensure you can keep your home if life takes an unexpected turn.

We will liaise with solicitors, estate agents and any other parties to help you on your way.

Are we right for each other?

Who we work with

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Making Sense Of Mortgages

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