Find a new mortgage deal

Keep your mortgage payments under control with our remortgage service

Don't just take our word for it

Is your mortgage rate coming to an end?

Or perhaps you are planning home improvements and need to borrow money to pay for them. 

There are many reasons why you might want to remortgage your property. 

Whatever you need, we will find a new deal which will keep your mortgage payments as low as possible.


What type of remortgage are you looking for?

Capital raising

This involves borrowing more than you need to pay off your existing mortgage from your new bank or building society.

This could be with a different bank or building society to then you are currently with, or additional borrowing from your current lender.  

The additional amount of money will go towards a specific purpose, such as home improvements or raising a deposit to purchase another property.

Like for like

This is suitable if you would like to apply for a mortgage on your current home to pay off your existing mortgage in order to secure a better rate. 

This is often from a different bank or building society to the one you are currently with. 

Your plan is to borrow enough money to pay off your existing mortgage and nothing more. 

We can help if you:

Book a call with us today to find out how much

you could save…

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Frequently asked questions

Most frequent questions from people remortgaging

My fixed rate mortgage is coming to an end. What do I do ?

We always recommend regularly reviewing your mortgage. It could save you thousands of pounds. Come and have a chat with us and we will look at all the options for you.

When you become a Rebus customer, for as long as you have got a mortgage we will be here to check your mortgage is working for you. We will contact you with plenty of time before your fixed rate ends to switch you over to a new deal either with the same lender or a more competitive one.

Can I overpay my mortgage ?

Most lenders allow you an overpayment allowance so you can pay more than your standard mortgage payments. Typically it’s 10% of your mortgage balance every year. You should check your mortgage documents for this.

As long as you are within that overpayment allowance, you can make additional repayments without incurring an early repayment charge.

Can I change the term of my mortgage ?

Remortgaging your property is a good opportunity to look at whether you could change your mortgage term. This is how many years it will take you to pay off your mortgage. You might want to extend it to reduce your monthly payments, or reduce it to pay your mortgage off more quickly and pay less interest. We will talk to you about the options and assess the affordability of this for you.

Can I pay down my mortgage ?

One of the benefits of remortgaging is you get the opportunity to reduce the balance without penalty.

For example, if your fixed rate on your £100,000 mortgage has come to an end and you’ve got a lump sum of £5,000, you can pay that into your mortgage to pay it off earlier.

See if you can save. Book a call with us

Whether you are worried about your payments going up at the end of your fixed rate, or you’ve noticed new products on the market and think there might be a better deal for you, book a call with us.

We will talk through the options for remortgaging with you and see if there are savings to be found.

You can also ask us any mortgage questions and find out the options available to you.

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What you get...

5 Steps to switching your mortgage...

1. Discovery Call

We will have a chat with you with you to say hello, get to know you and assess your needs. After this you will get an email setting everything out and letting you know what you need to do next.

2. Research

We get to work finding a suitable mortgage deal from our panel of over 50 lenders. We will assess your circumstances and understand your future plans to recommend a suitable mortgage product that works for you. 

3. Mortgage Application

We walk you through your mortgage application. We will fill the forms out for you and double check them in our office to make sure all the information is correct before it is sent to the lender.

4. Mortgage Approved

Once your application has been approved, we will stay with you, making sure your purchase is on track. Our fee is payable when the lender has approved your application.

5. Relax

We will chase up your solicitor for you to make sure your new mortgage is ready to start when you need it to and your current mortgage is settled and closed down. 


Say "Hello"

01733 794 472

Our promise to you

We will guide you and recommend a suitable mortgage based on your circumstances and goals.

We will always do what we say we’ll do: if we say we’ll call, we will.

We will always keep you in the loop with regular updates about your mortgage.

We will carry out checks throughout the process to ensure we give you the best chance of securing a mortgage.

We will help you understand what insurance you’ll need to ensure you can keep your home if life takes an unexpected turn.

We will liaise with solicitors, estate agents and any other parties to help you on your way.

Are we right for each other?

Who we work with

Who we don't work with

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